Beds on Finance

Buying a new bed is now simpler than ever with our finance options including pay-in-instalments and buy now, pay later. Whether you're upgrading your sleep experience or furnishing a new bedroom, we provide multiple credit solutions to help you spread the cost. Here’s what we offer:

Choose Pay in 3 to spread the cost over 3 payments, or choose Pay in 30 Days to buy now, pay later.
Read Klarna T&C's
Choose Pay in 4 to spread the cost over 4 interest-free* payments, due every 2 weeks.
Read Clearpay T&C's
Choose PayPal Pay Later at checkout to see which options are available to you. Depending on your pre-approval status, you may be offered either Pay Monthly or Pay in 3/4 Instalment options.
Read PayPal Pay Later T&C's (external)

*Klarna, Clearpay and PayPal Pay Later are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit, and may also incure late payment fees. Eligibility: Ages 18+, UK residents only. Subject to status. Please read the provider terms and conditions carefully.

FAQs

What finance options are available for purchasing a bed?
We offer a variety of pay-in-instalments and buy now, pay later options including Klarna, Clearpay and PayPal Pay Later. These options allow you to spread the cost of your new bed over a period.


Am I eligible for bed financing?
To qualify for financing, you must be at least 18 years old, a UK resident, and have a good credit history. Specific eligibility criteria may vary depending on the finance provider and the type of financing you choose.


How do I apply for bed finance?
Applying for finance is simple and can be done online or in-store. During the checkout process, select the finance option that suits you best, complete the application form, and provide any required documentation. Approval is usually quick, and you’ll be notified of the decision promptly.


Are there any additional fees or interest charges?
Some finance options, like interest-free credit, do not incur additional fees or interest if payments are made on time. However, other plans may include interest charges or fees. It’s important to review the terms and conditions of your chosen finance option to understand any potential costs.

Can I buy a bed on finance if I have a bad credit rating?
The decision to approve or deny your application for credit is made by Klarna, Clearpay or PayPal's systems so we cannot guarantee you will be approved. Some of these providers may offer a pre-approval check that doesn't affect your credit rating, but please read their individual terms and conditions during the application process as this could further impact your credit rating. At this time, we are not able to offer credit directly to customers.


What can I buy on finance?
Our finance options cover a wide range of bedroom essentials. You can purchase various types of beds including singles, doubles, and king size beds in lots of styles including ottoman beds, storage beds, upholstered beds, metal frame beds, kids and bunk beds, and many more. Additionally, you can finance mattresses and bed-and-mattress combos including memory foam, coil and pocket sprung mattresses. Don’t forget to add the finishing touches with pillows, duvets, bed linen, and other bedroom accessories, all available on finance to help you create your perfect sleep sanctuary. A minimum spend may apply for some types of payment.

Need help?
If you have any questions, get in touch with our customer service team. We're here to help.

*Disclaimer: Klarna, Clearpay and PayPal Pay Later are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Please read the provider terms and conditions carefully.