• Get 10% off everything when you use code DECEMBER10

Why use DivideBuy?

  •  Interest-free instalments
  • Check eligibility,
  • No effect on credit score
  • Repayment automatic
  • Quick and easy

Spread the Cost, Interest-Free

  1. Add items to your basket
  2. Go to checkout and select DivideBuy
  3. Provide some personal details. If you are approved, get an instant credit decision
  4. Pay the first instalment
  5. Your goods are on their way


Are there limits to how much I can spend? 

DivideBuy interest-free credit is available on products/services from £250 to £6000 Credit is available from 3 to 12 months. The credit offered is set by us.

Who can apply for DivideBuy interest-free credit?
•    Applicants must be aged between 18 and 75
•    Be a permanent UK resident
•    Have a valid debit or credit card
•    Have a valid UK mobile number
•    Have a valid email address

Are there value thresholds?

Yes, the basket value must be £250 or over. You can spread the cost over 12 months depending upon your order value. The thresholds are:

Spend £250 or more over 3 months
Spend £400 or more over 6 months
Spend £600 or more over 9 months
Spend £750 or more over 12 months 


Can I Use Divide Buy With Voucher Codes?

No Divide Buy cannot be used in conjunction with voucher codes. 


Will a credit check be performed?

Yes. A credit check is performed to assess your eligibility and affordability. DivideBuy also has a quick check service so you can assess your eligibility for DivideBuy credit that will not affect your credit file.

How do I make my monthly payments?

Payment is collected via a Continuous Payment Authority (CPA). This method uses your long card number, expiry date and three­ digit CV2. Payments will be collected automatically on the date your instalment is due.

Can I request delivery to an address other than my home address?

To guard against fraudulent applications, we are only able to deliver goods to your home address.

What if I would like to cancel/ return my order?

The first step is to contact the retailer directly to cancel your order. If you have already received your order, you'll need to arrange for it to be returned using the retailer's returns process. The retailer will then contact us to confirm your order has been returned, so we can issue a refund and cancel your credit agreement.

My application was declined. Now what?

We're sorry that your application was declined. Unfortunately, we have no influence over the credit decision and we're unable to find out why your application was denied. DivideBuy is not permitted to share application information with us.

Who can I contact if I need help?

For any questions related to DivideBuy interest-free credit please contact DivideBuy by visiting www.dividebuy.co.uk. For a full list of FAQs please click here.

Are there any fees or charges?

No. There are no APR or hidden charges. We do reserve the right to add late payment fees to your account in the event of you missing payments. This is all explained in your credit agreement before you electronically sign at the checkout process.

How can I manage my Divide Buy account?

To manage your account and make payments, you can log in https://accounts.dividebuy.co.uk/

What if I need to change my delivery address from my billing address?

DivideBuy will need to approve any deliveries to addresses other than the application/billing address. Without their approval, we will not be able to ship to a different address as fraud prevention measures apply. To have goods delivered to another address, once you have placed your order and paid a first instalment, you need to contact DivideBuy directly who will then notify us of the changes.

How can I contact DivideBuy?

Email: hello@dividebuy.co.uk
Or via the DivideBuy live chat facility at dividebuy.co.uk

Instalment Plans are provided by 0ivideBuy (0ivideBuy is a trading name al Rematch Credit Limited, company number 08097204. Credit subject ta status and age. Terms & conditions apply. Dependent on your credit score, you may be asked ta pay a deposit or assign a guarantor. Rematch Credit is authorised by the Financial Conduct Authority, registered number 626266.)